Stock Market Woes

OK...so my friend Ralph who is a financial planner warned me about 2 months ago that the stock market was going to tank. Did I listen? Of course not. I had been looking at my porfolio anyway since I moved some of my 403Bs over to one Fidelity plan instead of having them in 3 different places. I even talked to my fidelity person and my brother and was going to move a good chunk into a money market since I'm 75% in the stock market. Did I do it? No! What an idiot! Now yesterday I talked to my father and he said not to do anything. Nothing. Shum Davar! "You not retiring for many years!" Although this is true...the last time the stock market tanked it took several years to get back to where we were and my friend Ralph said that I may never get back there. Oy! What's a girl to do...I guess I should listen to my friends and gut next time. So often in life we know we should do something "now" and we don't. We know we should make a change, but we sit on it. Similar to my career woes, where I knew that a change was needed but instead I did the safe thing and took a job. Most people would say that was the prudent thing to do. Perhaps it was. I know that if I hadn't and with the stock market taking a tumble I'd be dealing with a father that would be freaking out because I wasn't working. Sometimes you just have to go for the safe thing and save the scarier things for later. Maybe I'll go bungee jumping.